Steve Woodrum

Insurance in Frankfort? Yeah, We’ve Got That Covered, Too.

Can you believe it’s 2025 already?! Time moves fast—especially when you're dodging potholes on Wilkinson Blvd, grabbing a meal at Cliffside, or buying candy from our favorite local candy shop. But one thing never changes: We take care of our own. And that’s exactly why I’m here.

My family has been part of Frankfort for hundreds of years. Generations of us have owned businesses, worked the land, and helped build this community long before insurance was even a thing. Both of my parents were born and raised right here, and in 1999, I came back to honor that tradition and do my part to help our community grow. So, if you’re playing the Are You Really From Here? game—let's just say, my roots run deep.

What We Offer:

🚗 Auto Insurance – Because even Frankfort traffic can be unpredictable.

🏡 Homeowners & Renters Insurance – Whether you own a historic home downtown or rent a spot near the Capitol, we’ve got you covered.

💼 Business Insurance – Protecting local businesses because strong businesses mean strong communities.

💙 Life Insurance – Because taking care of family is what we do here.

📈 Financial Services – From retirement education to protecting your investments, we’re here to help.

While we have real-life, brick-and-mortar offices in Frankfort and Georgetown (yes, actual buildings with doors and everything!), we proudly serve all of Kentucky as well as Ohio, Virginia, Tennessee, Indiana, and West Virginia. Because good coverage should be as flexible as life itself.

Why Choose Us?

Because we’re not just another insurance office. Our team is experienced, award-winning, and actually cares. We make things simple, fast, and stress-free, handling claims like pros and making sure you get the right coverage—without the industry jargon that makes your eyes glaze over.

We also make insurance convenient:

🏢 Physical locations in Georgetown & Frankfort (Yep, real offices with actual people!)

📱 A fantastic app for quick access to your policies & claims

📞 24/7/365 phone support – Because life doesn’t wait for business hours

👨‍💻 In-person office hours, video meetings & after-hours appointments – We work around your schedule, not the other way around.

A Little About Me (Since You’re Still Reading)

I started in insurance over 30 years ago, working my way up from claims adjuster to agent before opening my own State Farm agency in 2000. I’m also the Chairman of the Georgetown Scott County Airport Board, which means I keep things running smoothly on the ground and in the air. When I’m not working, you’ll find me flying planes, surfing, traveling, or supporting local high school and college sports.

Oh, and 18 years ago, we helped create the Toys for Tots Fireman’s Chili Cook-off, which has since grown to over 5,500 attendees while raising money for local kids. Insurance is about protection, and that includes giving back.

So, whether you need insurance or just want to debate a spot for lunch, give us a call. We’re here to help.

🌍 Serving Kentucky + All Neighboring States

🚀 Faster service than your WiFi at home.