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State Farm® Insurance Agent

Steve Woodrum

Woodrum Insurance Agency Inc

Office Hours

After Hours by Appointment

Address

331 Versailles Road
Frankfort, KY 40601

Across from Brighton Park & McDonalds at the corner of Sunset and Versailles Road.

Would you like to create a personalized quote?

Would you like to create a personalized quote?

Office Info

Office Hours

After Hours by Appointment

Call or text us 24 hours a day!

Contact me to schedule a virtual meeting

Address

331 Versailles Road
Frankfort, KY 40601

Location Details

  • Parking: In front of building
  • No steps/stairs

Languages

English, Spanish

A Fresh Season. A Fresh Look at Your Insurance & Retirement Plan in Frankfort, Kentucky

Spring is a natural time to reset — and your insurance coverage should be part of that conversation.

At Woodrum Insurance, we proudly serve families in Frankfort and across Kentucky with personalized guidance on auto insurance, homeowners insurance, life and retirement approach. Our goal is simple: make sure your coverage still fits your life, your goals, and your budget.

Because life doesn’t stay the same.

Teen drivers get added to policies. Home values increase. Retirement gets closer. Old retirement accounts get left behind.

And coverage that worked a few years ago may not be the right fit today.

We help you answer the questions that matter:

• How will adding a teenage driver impact my auto insurance cost in Kentucky?

• Does my homeowners insurance cover tornado and severe storm damage common in Kentucky?

• What are my options for a retirement account from a previous employer?

• Are there better alternatives than a low-interest savings account?

• What type of life insurance coverage is right for my family?

• Am I on track with my long-term retirement approach?

Whether you live in Frankfort or anywhere across Kentucky, we’re here to help you protect what you’ve built and prepare for what’s next.

Schedule Your Insurance Review in Frankfort, KY

If you’re in Frankfort or the surrounding Kentucky communities, now is the perfect time for a policy review. We’ll review your auto insurance, home insurance, life coverage, and retirement approach — clearly, honestly, and without pressure.

Request a quote or schedule your insurance and financial review today — and move into the new season with confidence.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Investment Services, Annuities

Car maintenance tasks you can do yourself

To combat auto repair costs that keep climbing, some auto maintenance can be done at home. Here are ones that are usually do-it-yourself.

Personal property and casualty insurance

What is Personal Property and Casualty Insurance? Learn more information on automobile, homeowners, watercraft, condo, renters and more.

Key employee coverage issues

The death/disability of a key person can have a dramatic impact in a smaller business. Consider these questions to help determine discount factor percentage.

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Real Questions. Practical Answers. Confident Decisions in Frankfort Kentucky and for all of our Kentucky Friends!

These are the kinds of conversations we have with families every day:

Teen Drivers & Auto Insurance: How do I manage the risks — and rising costs — that come with adding a teenage driver to my auto policy? What discounts are available?

Tornado & Storm Coverage: Does my homeowners cover tornado damage, wind, and severe weather claims? What are my deductibles?

Old Retirement Accounts: I have a retirement account from a previous employer — should I roll it over, leave it, or move it? What are my options?

Savings & Better Interest Options: Are there smarter alternatives to low-interest savings accounts that still keep my money accessible and protected?

Life Insurance Coverage: What type of life insurance fits where I am today? — which type should I choose? How much coverage does my family really need?

Retirement Preparation: How do I build a long-term retirement plan that protects my income, minimizes taxes, and gives me confidence about the future?

Let’s Build a Plan That Fits Your Life

Insurance and financial decisions shouldn’t feel overwhelming. Whether you’re adding a teen driver, reviewing your homeowner's coverage, leaving the workforce or have questions about life insurance, we’re here to help you make clear, confident choices.

Schedule a policy review or request a quote today — and let’s make sure your coverage is working for you, not against you.

Our office team, Heather, Shannon, Kim, Shaelyn, Kristin, Josie, Brian, Alexis and Kendra are here to exceed your expectations. Stop in today, call 24/7 or click in! We look forward to hearing from you!