Steve Woodrum

Steve Woodrum's Frankfort office serves the heart of Kentucky's capital and a wide stretch of Central Kentucky that includes some of the state's most established communities. Steve has served this market for more than two decades, and his team understands the specific needs of Kentucky state employees, State contractors, Lexington professionals, and the families who have called Franklin County home for generations.

This office covers Franklin County, Woodford County, Fayette County, Anderson County, and the surrounding region — including Frankfort, Lexington, Versailles, Lawrenceburg, Midway, Shelbyville, and communities throughout the Bluegrass. Lexington is a core part of this market. Many customers work or do business in Lexington and want a local agent with deep Central Kentucky roots rather than a distant call center or a brand-new agent who doesn't know the area. Steve's team handles Lexington-area customers across auto, home, life, health, and business insurance with the same depth they bring to Franklin and Woodford County customers.

Beyond Central Kentucky, this office serves customers throughout the entire state of Kentucky. Whether you're in Louisville, Bowling Green, Paducah, Pikeville, or anywhere in between, Steve Woodrum State Farm can be your agent of record — bringing 25 years of experience and nearly 1,000 combined Google reviews to every policy review and coverage conversation. Steve is also licensed in Ohio, Indiana, Tennessee, Virginia, and West Virginia, making this office a practical resource for Kentucky residents with property, vehicles, or family members across state lines.

The Frankfort and Georgetown offices work as one combined team, which means customers with complex needs — multiple properties, business coverage, multi-state situations — have access to significant local depth without bouncing between offices or agents.

If you're looking for a State Farm agent in Frankfort, Lexington, or anywhere in Central Kentucky or across the state, the first step is a free policy review. Call the office, bring in what you have, and find out whether your current coverage actually does what you think it does.